Many of you have now been to our new offices on Hood Street or enjoyed a coffee with us at our local haunts Honey Beanz or Lot Six Zero.
Having spent a good part of the last 20 years in the financial advice world, it is wonderful to be able share the excitement of Beachton Wealth with you. Ours is a business that was created with the sole intention of helping people retire with confidence.
Those who know me well, know how passionate I am about early retirement planning for disabled clients. It is also more than likely that you have heard the story about the first client interaction that made me realise this was my future.
The client’s question was simple ‘Can we afford to retire and travel around Australia in a caravan’ my answer was just as simple – ‘Yes’. That is all advice really comes down to at the end of the day.
Can you say with certainty that your goals are achievable? If you can’t, why not find out?
Aside from putting up furniture, connecting NBN and new phones and generally running around like headless chooks for the first month of the big transition, here are a few things we have achieved.
• Comprehensively reviewed Mark and Jill’s insurance policies and saved them over $30,000 per year including super and non-super costs. Established an investment account for them to deposit their non super savings, which were approximately $24,000.
• Applied strategic planning to minimise income tax and Capital Gains Tax implications to save Jo around $15,500 this financial year.
• Processed super strategies for Tara and James, which will increase their Centrelink entitlements by around $56,000 in total over the next three years.
We have established pension accounts, annuities, and funeral bonds. We have had Wills reviewed and tax returns analysed, contended with changing RBA rates and volatile economic conditions. – it has been busy and exciting, and we wouldn’t have it any other way!
Stay tuned for our thoughts on how the change of Government could impact on your retirement plan.